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Privacy Policy

Last Updated: January 2025

Canada Equipment Finance ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.

1. Information We Collect

Information You Provide:

  • Contact information (name, email address, phone number)
  • Business information (business name, time in operation, province)
  • Financial information (approximate revenue, credit profile)
  • Equipment and financing details (type, amount needed, timeline)

Automatically Collected Information:

  • IP address and device information
  • Browser type and operating system
  • Pages visited and time spent on our website
  • Referral source

2. How We Use Your Information

We use your information to:

  • Evaluate your financing inquiry and match you with appropriate lenders
  • Contact you regarding your application and financing options
  • Share your information with lending partners to facilitate financing
  • Improve our website and services
  • Comply with legal obligations

3. Information Sharing

Lending Partners: By submitting an application, you authorize us to share your information with our lending partners for the purpose of evaluating your financing request. These lenders are independent companies with their own privacy policies.

Service Providers: We may share information with third parties who assist us in operating our business (hosting, analytics), provided they agree to keep the information confidential.

Legal Requirements: We may disclose information when required by law or to protect our rights.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, typically up to seven (7) years to satisfy legal and accounting requirements, unless a longer retention period is required by law.

6. Your Rights Under PIPEDA

You have the right to:

  • Access your personal information held by us
  • Request correction of inaccurate information
  • Withdraw consent (subject to legal or contractual restrictions)
  • Request deletion of your information (subject to our retention obligations)
  • File a complaint with the Privacy Commissioner of Canada

7. Cookies and Tracking

We use cookies and similar technologies for:

  • Essential cookies: Necessary for website functionality
  • Analytics cookies: To understand how visitors use our site (Google Analytics)
  • Advertising cookies: To measure advertising effectiveness (Google Ads, Facebook)

You can control cookies through your browser settings.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

9. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, contact us:

Canada Equipment Finance
Email: privacy@canadaequipmentfinance.ca
Phone: (416) 555-1234
Toronto, Ontario, Canada

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