Construction Equipment Financing
Heavy equipment financing for Canadian contractors. Excavators, loaders, skid steers, dozers—we connect you with lenders who understand construction and the equipment that drives it.
We work with lenders who specialize in construction. They understand seasonal workflows, project-based revenue, and the capital intensity of the industry.
Keep your working capital for materials, payroll, and job costs. Finance the equipment and pay from the revenue it generates.
From established GCs to growing contractors rebuilding credit—our lender network spans prime to specialty financing options.
From compact equipment to heavy iron—financing for the machines that move dirt and build projects.
We finance equipment from all major manufacturers—whether you're buying from a dealer, auction, or private sale. Our lenders evaluate the equipment, your business, and structure deals that work.
From application to funding—here's how we get iron on your job site.
Complete our short application. Tell us about your business, the equipment you need, and your timeline.
We review your profile and match you with lenders suited to your situation—from prime to specialty credit.
Receive financing options within 24-48 hours. Compare rates, terms, and structures.
Accept your terms, complete documentation, and take delivery of your equipment.
Common questions from contractors and construction business owners.
Construction equipment financing allows you to acquire heavy equipment without paying the full purchase price upfront. Instead:
This preserves your working capital for job costs while letting you put the equipment to work immediately.
Yes. Both new and used equipment can be financed. For used heavy equipment:
Used equipment often makes sense—lower cost, proven reliability, and immediate availability.
Requirements vary by lender and deal size:
For larger equipment purchases, lenders focus heavily on business revenue, existing contracts, and cash flow—not just credit scores.
Typical timeline for construction equipment financing:
Straightforward deals can fund within a week. Larger or more complex transactions may take longer.
Yes. We can help finance equipment from various sources:
For auction and private sale purchases, lenders typically require inspection reports and clear title documentation.
No. Canada Equipment Finance is a finance broker, not a lender. We don't provide financing directly or make credit decisions.
Our role is to connect you with appropriate lenders from our network of Canadian equipment finance companies. This broker model benefits you because we can access multiple lenders and find options that fit your specific situation.
Check your options in minutes. No commitment, no obligation.
