Restaurant Equipment Financing
Financing for Canadian restaurants, cafes, and food service businesses. Commercial ovens, refrigeration, prep equipment—we connect you with lenders who understand the food industry.
Starting fresh? We work with lenders who finance new restaurant concepts—with the right personal credit, experience, and business plan.
Keep your working capital for inventory, staff, and marketing. Finance the equipment and pay from revenue as you grow.
Finance your entire kitchen buildout in one package—ovens, refrigeration, prep stations, ventilation, POS—with a single monthly payment.
From cooking equipment to cold storage—financing for everything that makes your kitchen run.
Whether you're opening your first location, expanding an existing operation, or upgrading worn equipment—we connect you with lenders who understand the restaurant industry.
From application to installation—here's how we get your equipment financed.
Complete our short application. Tell us about your business, the equipment you need, and your timeline.
We review your profile and match you with lenders who work with restaurants and food service businesses.
Receive financing options within 24-48 hours. Compare rates, terms, and monthly payments.
Accept your terms, complete documentation, and order your equipment.
Common questions from restaurant owners and food service operators.
Yes, though requirements are stricter for new restaurants. To qualify, lenders typically look for:
Some lenders specialize in startup restaurants—we can match you with the right options.
Most commercial kitchen equipment can be financed, including:
Both new equipment from dealers and quality used equipment can be financed.
Yes. Package financing lets you bundle multiple equipment items into a single financing agreement with one monthly payment. This is common for:
Package deals often get better terms than financing items individually.
Rates and terms vary based on your credit profile and business history:
We'll help you understand your options and find the structure that fits your cash flow.
Yes. Quality used equipment can be financed, though with some considerations:
Used equipment is a smart option for many restaurateurs—lower cost with proven reliability.
No. Canada Equipment Finance is a finance broker, not a lender. We don't provide financing directly or make credit decisions.
Our role is to connect you with appropriate lenders from our network of Canadian equipment finance companies. This broker model benefits you because we can access multiple lenders and find options that fit your specific situation.
Check your options in minutes. No commitment, no obligation.
